Kansas · 2025-2026
HB 2497
Prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note evidencing a home loan made primarily for personal, family or household purposes secured by a real estate mortgage.
Bill record: Open States bulk CSV (bills/votes) ocd-bill/cb46d55e-9f5d-43ee-a3a8-319e5651d308 CC0-1.0
Summary AI-generated
Kansas HB 2497 proposes prohibiting the assessment of a prepayment penalty against any party more than six months after the execution of a note for a home loan made primarily for personal, family, or household purposes. This restriction applies specifically to loans secured by a real estate mortgage.
Software-generated, grounded only in the bill's own fields (it does not invent outcomes, amounts, or dates). Provenance: Open States bulk CSV (bills/votes) CC0-1.0 GovTally LLM enrichment (local oMLX)
Issue tags AI-classified
Classified by a local model from the bill's text; confidence shown. GovTally LLM enrichment (local oMLX)
Roll-call votes on this bill
| Motion / question | Chamber | Stage | Roll | Outcome | Yea | Nay | Other | Date | Source |
|---|---|---|---|---|---|---|---|---|---|
| House Conference Committee Report was adopted - Yea: 74 Nay: 51 | lower | — | 1670880 | pass | 74 | 50 | 0 | Mar 26, 2026 | LegiScan API legiscan-1670880 LegiScan-ToS |
| Senate Conference Committee Report was adopted - Yea: 32 Nay: 8 | upper | — | 1669725 | pass | 31 | 8 | 0 | Mar 25, 2026 | LegiScan API legiscan-1669725 LegiScan-ToS |
| Senate Final Action - Passed as amended - Yea: 36 Nay: 4 | upper | — | 1666589 | pass | 35 | 4 | 0 | Mar 19, 2026 | LegiScan API legiscan-1666589 LegiScan-ToS |
| House Final Action - Passed - Yea: 87 Nay: 37 | lower | — | 1636776 | pass | 86 | 36 | 1 | Feb 18, 2026 | LegiScan API legiscan-1636776 LegiScan-ToS |